Our narrow focus enables us to channel our resources and provide superior insight and guidance on the best tools for:

  • Life Insurance
  • Long-Term Care Insurance
  • Wealth Transfer
  • Key Person Coverage
  • Business Succession Planning
  • Buy-Sell Insurance

For those with existing insurance, we typically recommend a Policy Audit where we provide a thorough review of the coverage in-place relative to the insured’s goals and benchmark it to market alternatives. This valuable process brings peace-of-mind to our clients and their advisors, as they can be certain that they truly understand their policy portfolio and how it achieves their goals.


We specialize in offering Long Term Care!

As an independent firm we have access to ALL the major carriers in this market and can explain things to you.

Many people are unaware there are multiple Long Term Care (LTC) solutions available in the market place today. Years ago all there used to be was the traditional “use it or lose it” approach and today this is not the case. Since we are independent we work to remain knowledgeable on all of the options and can provide an unbiased opinion of which option would suit our clients best. We have many clients and prospects who wanted to “bet on their health” and end up choosing a LTC vehicle that will benefit their estate no matter if they need it for LTC care specifically or not. This way we can mitigate the potential LTC risk if it’s needed without having to bet the farm if we are mistaken.

What to Know:

It’s very important for those who have done a prudent job saving money for retirement to “consider” Long Term Care insurance. At Monarch we are advocates of Education. We encourage people to learn about how long term care works with or without insurance and the length of time most Americans are needing this type of care so that they will be in a place to make an educated decision around it. Many people don’t know where to turn to “Learn” about LTC and to find publicly available information that can summarize the important consumer concerns so that they can discuss possible solutions as a couple or with family. That’s why we developed our Understanding Long Term Care Process. Feel free to download this PDF and contact us if you’d like to engage this process either by phone, email or in person. (Jake, i’ve attached the PDF that i’m referring to this email)

Taking the time to learn about how Long Term Care works while you are healthy enough to have an insurance based solution available is key. Many people wait too long to explore their options and then one or both spouses develops a pre-existing condition that terminates the possibility of utilizing any insurance based solutions. Don’t wait this long to learn about how Long Term Care works!

Options:

Also, many people are unaware there are multiple Long Term Care (LTC) solutions available in the market place today. Years ago all there used to be was the traditional “use it or lose it” approach and today this is not the case. Since we are independent we work to remain knowledgeable on all of the options and can provide an unbiased opinion of which option would suit our clients best. We have many clients and prospects who wanted to “bet on their health” and end up choosing a LTC vehicle that will benefit their estate no matter if they need it for LTC care specifically or not. This way we can mitigate the potential LTC risk if it’s needed without having to bet the farm if we are mistaken.

If you are unsure which services you may need, or would like to make a general inquiry, then please click the button to contact us.

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