Legacy Planning & Security for Future Generations

Wealth Transfer Planning

Wealth transfer and estate planning are processes that are very personal and cannot be overlooked. We address the technical subjects of tax planning, estate analysis, risk management, ROA maximization and gifting strategies which are often subjects that are misunderstood or underutilized within people’s larger estate picture. We are willing to and often work alongside a client’s accountant, attorney and financial advisor to accomplish the most effective succession or wealth transfer plan. These other professionals can play a key role in our gathering of the information needed provide proper guidance. In working with this group of professionals, our goal is to provide solutions in the following areas:

  • Tax Saving Strategies
  • Gifting Strategies
  • Charitable Giving
  • Asset Leveraging Strategies
  • Tax-free Asset Accumulation Strategies
  • Multi-generational Family Legacy Planning

Our primary goal is to ensure that a client’s estate is transferred or dispersed in the most tax-efficient manner possible.

Some clients are brought to tears as they begin to understand the benefits their estate planning provisions will provide to their children and grandchildren. One of the biggest misconceptions we encounter is the feeling that you don’t have enough of an estate to really “make a difference”, or that the most impactful estate planning strategies are too expensive. This couldn’t be further from the truth. It only takes a short conversation as we dream with clients and identify what holds the most value to them. This guides us to the most appropriate wealth transfer strategies based on their wishes.

Wealth transfer planning also involves strategically coordinating a number of areas within a client’s estate to help prevent unnecessary taxation and other inefficiencies, such as:

  • Funds to pay or replace estate taxes
  • Real estate & illiquid asset preservation
  • Asset protection
  • Charitable planning
  • ROA maximization
  • Multi-generational family wealth planning
  • Leverage of lifetime gift tax exemptions
  • Business succession or buyout planning