Business Succession and Risk Management Strategies

The PRSPlan™ is a risk management and business exit strategy offered to those companies and professionals who have a qualifying corporate structure and philosophy.

The PRSPlan™ allows a company to provide a discriminatory benefit plan for its owners and/or key employees without negatively affecting its balance sheet. This strategy makes it easier for owners to sell the company down the road to a next generation family member, key person or outside third party. Additionally, it can bulletproof the owner’s personal income and be a means for monetizing their company assets. It focuses on maximizing tax-free retirement income by accumulating capital in a specially-designed insurance-based contract. The contracts qualify for unique tax advantages that are uber beneficial for high income earners and the plans have minimal impact on the corporate balance sheet to implement. This combination of benefits makes these plans very attractive for healthy businesses.